Prestige Mediclaim Policy
Prestige Assurance Plc, a Subsidiary of the New India Assurance Co. Ltd. Mumbai, India has launched its health insurance products to meet the medical needs of every Nigerian and expatriates at affordable prices.
For the first time in the history of general insurance in Nigeria, Prestige Assurance makes access to quality and truly reliable health insurance services available to many Nigerians by introducing ‘Prestige Mediclaim Policy.’
Prestige Mediclaim is a Health Insurance Policy which has been carefully designed to suit the needs of many Nigerians as it covers hospitalization expenses arising from accidents and covered illnesses while providing other benefits like hospital cash, critical care benefits, new born baby cover among others.
Their coverage services is available for the proposer, spouse and up to maximum of four dependent children who can be covered under a single sum insured.
This policy is also available to person’s up to 60 years while children are covered from the age of 3 months.
The health insurance plans are; Prestige Mediclaim policy (For individual and family members) and Prestige Group Mediclaim policy (Family members can also be covered as a floater)
Prestige Group Mediclaim policy provides corporate and other groups with similar cover for their employees and their family members with the option of various add-on covers like waiver of pre-existing conditions on specified ailments, maternity cover, critical care benefits to mention but a few.
Advantages of Prestige Assurance plans?
Unlike regular HMOs, Prestige Assurance makes sure every client and their dependents can receive treatment and hospital facilities in any hospital of choice in Nigeria as well as over 2,500 hospitals in India through a parent company TPA (Third Party Administrator). This makes it the preferred insurance plan especially those who need medical care abroad.
Prestige Mediclaim plan provide cover for:
Admission (Room Rent & Boarding expenses)
ICCU and Cataract cover
Provide Critical Care Benefit
Hospital cash benefits and many more.
Whereas, most HMO insurance does not.
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