List of  HMOs in Nigeria

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A health maintenance organization is a health insurance plan that controls costs by limiting services to a local network of doctors and facilities. HMOs usually require referrals from a primary care physician for any form of specialty care.

Have you ever considered HMO for your self, family or company? In Nigeria, a lot of individuals do not take the idea of health insurance very seriously. Sometimes, it is because they are uninformed. Other times, personal superstitious beliefs about insurance could serve as a detriment to seeking the best health insurance package.  While being insured medically is essential, certain considerations should be taken into account to find the best health management organisations for you, your family or organization.

List of  HMOs in Nigeria

  • Mansard Health HMO
  • Hygeia HMO
  • Liberty Blue/THT HMO
  • Multishield HMO
  • Avon HMO
  • Redcare HMO
  • Premier Medicaid HMO
  • Marina Health HMO
  • Oceanic Health HMO
  • Healthcare International HMO
  • Roding Health HMO
  • Anchor HMO
  • Metro Health HMO
  • Managed Health HMO
  • United Health International HMO
  • International Health Mgt. Services HMO
  • Fidelity Bank HMO
  • Novo Health Africa HMO
  • Mediplan Healthcare HMO
  • Royal Exchange HMO
  • Sterling Healthcare Services HMO
  • Songhai Health Trust HMO
  • Prepaid Medicare Services HMO
  • Non Such HMO
  • MH HMO
  • Lifeworth HMO
  • Greenbay HMO
  • Maayorit HMO
  • Thebe HMO
  • Wellness/Investicorp HMO
  • Pine Wood Medicare PPO
  • LIfecare Partners
  • Distinct Healthcare Limited
  • Metro Health HMO
  • Swift HMO


Mansard HMO


Hygeia HMO

hygeia hmo

Hygeia HMO is a leading health insurance company in Nigeria operating since 1986. As a matter of fact, Hygeia HMO is one of the best HMOs in Nigeria, if not the best. They are well known for swift customer care service, automated system of operation and giving a rich experience.

Additionally, they have great hospital options, whether for corporate or individual health needs. Hygeia network covers various services including; primary care providers like general practitioners (GPS) and secondary care specialists like dentists, physiotherapists, E.N.T practitioners and many more.

Also, at Hygeia HMO, you will always find a plan that suits your needs.

Hygeia Plans include:
Personal Plan: This plan is suitable for individual, families, pregnant women, senior citizens etc
SME Plan: This plan has two categories; HyStarter and HyStarter (Premium)
Corporate Plan: This also have several categories: HyLite, HyBrid, HyValue, HyEnhanced and HyLeague


Redcare HMO

redcare hmo

Redcare HMO was incorporated in April 2009 and is duly registered with National Health Insurance Scheme (NHIS). They also offer affordable HMO services tailored to individuals, families, companies and parastatals. The service ranges from high end to the lower end of the market.


Roding HMO

roding hmo

Roding Healthcare Limted offers healthcare packages with appropriate subscription fees /deposit for health care delivery ranging from primary, secondary up to the tertiary health care level.

Our health care plans are specially tailored to meet the specific needs of individuals, families and corporate entities. Our Corporate Healthcare plans are: Basic, Classic, Unique, UniquePlus and Supreme Plans; all the plans are specially tailored to provide medical cover for individuals and families.


Greenbay HMO

greenbay hmo

Greenbay Healthcare Services Limited is an integrated healthcare solution provider set up to provide service as a health maintenance organization. It is a new generation health maintenance organization created in response to service delivery challenge observed within the health care service industry.

Drawing from over twenty five years cumulative experience within the healthcare industry, our overall goal is work with employers and individual in managing their healthcare expenditure while providing GUARANTY OF QUALITY for services delivered to members of the greencare™ network.


Anchor HMO

anchor hmo

Anchor HMO International Company Limited is a Health Maintenance Organisation (HMO) incorporated in Nigeria to carry out the business of providing easy access to quality health services for individuals and corporate entities. A member of the Anchor Insurance Group, we have an authorized share capital in excess of 500 million naira in accordance with the provision of decree 35 of the Federal Government of Nigeria, which established the National Health Insurance Scheme.


Lifeworth HMO

lifeworth hmo

Lifeworth Medicare Limited is a provider of managed healthcare duly registered in Nigeria by the Companies and Allied Matters Act (CAMA), 2004 and the regulatory authority, the National Health Insurance Scheme (NHIS).

Lifeworth HMO has developed products to meet the expectations of all categories of people (whether you are an individual, family, corporate, associations, community or schools) utilizing latest technology to provide enhances customer experience.


Swift HMOswift hmo

Swift HMO has several plans in place to meet the needs of the society. In like manner, they provide their health care plans for large and small employers. Furthermore, Swift HMO has several health service hospitals, clinics and diagnostic centers spread across 126 cities in Nigeria.

Not only that, Swift HMO also manage outsourced work site clinics and health centers nationwide.



aiico hmo

AIICO Multi-shield Limited started operation in 1997 and is one of the HMO’s accredited by the National Health Insurance Scheme. They offer affordable healthcare services using best technology and human resources.

In addition, AIICO Multi-shield plan include: standard plan, executive plan, super executive plan and magnum plan. The members also have access to a nationwide network of providers you can plug into.


Total Health Trust HMO

Total Health Trust hmo

In 1997, three passionate doctors came together to set up Total Health Trust HMO with the aim of providing cost effective health care service. However, THT began full operation in 1998 with the financial backing of Leadway Assurance Company. Currently, THT has served over 300,000 members, 500 corporate clients and government institutions. Also, Total health Trust HMO won the 2016 Nigeria health care award.


Sterling Health HMO

Sterling hmo

Sterling Health MCS is a Health Maintenance Organisation established in 2006, duly accredited and regulated by the NHIS to provide healthcare services to enrolled population through a managed care concept.

We are a limited liability Company registered with the CAC with paid up capital of 500 Million shares and we have a highly capable and experienced management team made up of distinguished Nigerians and Corporate bodies as major shareholders.


Metro Health HMO

metrohealth hmo

Metrohealth HMO is another health management organisation established to be the HMO of choice to the general public and corporate entities alike. At Metrohealth, technology is rightly deployed to better their service
quality. Health plans include: Corporate health plans, retail health plans and sweet sixties plan.


Novo HMO

novo health africa hmo

Novo Health Africa is a national health maintenance organisation that provides health care service across Nigeria. Their services and products include NHA retail plans, NHA Corporate Plans, Connect-care and connect


Royal Exchange HMO

royal exchange hmo 1

Royal Exchange Healthcare Limited is a nationwide accredited National Health Insurance Scheme (NHIS) health maintenance organization, providing financial intermediation within the health industry. We therefore act as a fulcrum between the enrollees and the healthcare providers selected purely on the quality of their services.

Royal Exchange Healthcare Limited’s primary function is the design of medical health plans that are both flexible and accommodating. Our provider network is spread across the country and through rigorous continuous quality auditing, we strive to ensure the highest possible standards in medical services to our clients.


Mediplan HMO

mediplan hmo

Mediplan Healthcare Limited was incorporated in 2000 and they offer great healthcare insurance services with the best hospitals. Not only that, they are also known for taking prime care of their subscribers.

Apart from corporate and individual clients, Mediplan also provide health cover for the staff and dependents of Federal Ministry of Works, Federal Ministry of Agriculture, Federal Ministry of Agriculture & Rural Development, and Federal Ministry of Labour & Productivity.

In addition, their service extends to men and officers of the police force and their dependants in Oyo, Osun, and Ondo states in Nigeria.

Plans include:

  • All purpose Health Plan (APHP)
  • Enhanced Health Plan (EHP)
  • Enhanced Health Plan Plus (EHPP)
  • Ultimate Health Plan (UHP)
  • Super Ultimate Health Plan (SUHP)


Avon HMO

avon hmo

Avon HMO was registered in 2012 but began operations in 2013. The HMO is a subsidiary of the Heirs Holdings Group, an investment company. Once you subscribe to their plan and you fall sick, Avon HMO steps in to pay the bills and also ensures your full recovery.

Basically, Avon has plans for individual, couples, family, SME & small groups, companies and large groups, international coverage and so on. You can check their website for their list of providers.

Physical Address: 29, Rumens Road, Off Bourdillon Road, Ikoyi Lagos, Nigeria
Contact: 0700-277-9800, 01-277-9800


Healthcare International HMO

Healthcare International HMO

Healthcare International Limited is a private company incorporated in 1997 to provide quality and affordable health insurance to different strata of the Nigerian population.



Oceanic HMO

oceanic hmo

Oceanic Health Management Limited was established and licensed by the NHIS in 2007 for the provision of managed health care to the Nigerian public with a share capital of N400,000,000 (Four Hundred Million Naira) fully paid.

We are one of the few licensed managed health care services providers that have been recently re-accredited by the NHIS.

As your partner for life, Oceanic Health is recognized as a front liner in providing managed healthcare services. It has always been our mantra to exhibit a deep sense of responsibility in the course of delivering our services.

Therefore, we are strategically positioned to provide quality healthcare service to all segments of the society.


 Songhai Health Trust HMO

songhai hmo

SHTL is one of the first generation Health Maintenance Organizations (HMOs), incorporated since 2001 and has grown to become one of the leading HMOs in the country. We take pride in being driven by ethics in the provision of managed healthcare services to public and private sector employers/employees, as well as our teeming population in the informal sector. Our services are provided under a prepaid arrangement, in partnership with our network of carefully selected healthcare providers spread across the country.


 Venus Medicare HMO

venus medicare hmo

Venus Medicare Ltd is a health maintenance company established by Zenith Bank Group. The company caters to individuals, small employer groups, and large corporate organizations in the private sector. Additionally,
they work with NHIS to provide social health insurance programme for employees of the 3-tiers of government.

Venue Medicare services includes emergency services, outpatient services, inpatient services, maternity services, child health services, surgical services, radiological services, eye care, dental care, etc.

Physical Address: 2, Atakpame Street, off Ademola Adetokunbo Crescent opposite Ascon filling station, Wuse 2, Abuja.
Phone no: +234 70033330000, +234 7046096878, +234 7046090877


Pro Health HMO

prohealth hmo

Pro-Health HMO Ltd was established in 2008 by Nigeria Social Insurance Trust Fund for the purpose of providing health insurance to public and private sectors. Additionally, Pro Health is also accredited by NHIS. The company’s head office is located at Abuja with zonal offices in Lagos, Ibadan, Enugu, Kaduna, Maiduguri and Port-Harcourt.

Actually, Pro-Health HMO has wide range of products and services to meet your lifestyle needs. From providing NHIS standard healthcare services to secondary and tertiary healthcare services.

Head Office: BASSAN Plaza, Plot 759 Independent Avenue Central Business District, Abuja
Phone no: 0700776432584


Reliance HMO

reliance hmo

Reliance HMO is a health insurance company that operates like a technology company. They use software, data science and telemedicine to make their service accessible to all. Reliance HMO offer affordable and great insurance plans with reliable and good customer service

For as low as N3,500 per month, you can get an individual plan. Equally, they have affordable plans for family, people with special needs and businesses.

Address: 18, Jimoh Oladehinde Street, Gbagada, Lagos, Nigeria
Phone no: 0700-73542623


Clearline International HMO


clearline hmo
Clearline was registered in January 1994 but, began full operation in 1997 as a National Health maintenance organisation. Not only that, Clearline has over 2000 partner hospitals nationwide.
Their product ranges from corporate health insurance scheme to family/individual policy and tertiary institution health insurance plan.
Physical Address: Clearline House, 290 Ikorodu Road, Anthony, Lagos.
Phone: 08076490101, 08076490111, 08071010840



Military HMO

military hmo

DHML is also known as the military HMO. It currently operates 138 health care facilities across the country. To partake in their service, you will need to enroll so that adequate professional staffing and resources can be made
available in both military and supporting facilities.

Additionally, every member under Defence Health Maintenance HMO is assigned a primary care provider (PCP).

Head Office: Plot 1323, Aderemi Adesoji Street, Off Samuel Jereton Mariere Road, Gudu District, Abuja.
Contact: +234-8069305886, +234-7037921025


 Integrated Healthcare hmo

integrated healthcare

Integrated Healthcare Limited is another HMO provider in Nigeria that began operation in 2000. IHC caters for your health needs and enable you live a fulfilled life. Plans include: Corporate Plan, Family Plan, Individual Plan, Formal Sector Plan, The Tertiary Institutions Social Health Insurance Programme (TISHIP) Plan and Community Based Health Insurance Plan.

Physical Address: No. 19, Jos Street, Area 3, Garki District, Abuja, Nigeria.
Tel: +234 81 4612 0236, +234 90 2000 8294, +234 80 9723 6759


Whatever the case the advantage of health insurance is something one should give more than a thought to.

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